Posts Tagged ‘work-study’

Student Loans 101

November 27, 2012

Student Loans 101.

Paying for college is an overwhelming concern for families with students heading to college.  First, every parent needs to fill out the FAFSA online.  This can be submitted anytime after January 1, 2013.  If you have a student who is applying to private colleges or universities, you should also fill out the CSS form.  Financial aid is a combination of  scholarships, grants, work-study and loans.  Families need to know the best loans available if they need additional help with college expenses.

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10 Ways to Help You Pay for College

March 1, 2012

What parents aren’t shocked when they look at the sticker price at most colleges and universities?  College is the biggest investment most families will make with the exception of buying a house.  What can you do to make paying for college a little less painful?

1.  Fill out the FAFSA form whether you think you qualify for financial aid or not.

2.  Wait until you receive your financial aid package from a college to compare it to other schools.  Negotiate with a college to get the best deal.

3.  Encourage your child to apply for scholarships from colleges, local organizations, and your workplace or for a specific college major.

4.  Have your child start looking for a summer job and use those earnings toward college expenses.

5.  Compare the dorms where your child will be attending college and choose the one that is the most reasonable.

6.  Check out the meal plans where your child will be attending college and select the one that meets your child’s eating habits.

7.  As soon as class schedules are available, have your child try to buy textbooks online or at least used from the college bookstore.

8.  Have your child get a part-time job either through work-study or in the community.

9.  Look at both public and private schools and consider those that are committed to seeing your student graduate in four years.

10.If you child needs to fly to college, stick with one airline and make your reservations as far ahead as possible.