Posts Tagged ‘FAFSA’

Why Hire a College Admissions Consultant?

August 18, 2017

Here are nine reasons why your family could benefit from using a college admissions consultant:

  1. They are experts in the college admission process and visit colleges and universities extensively every year to determine the unique qualities in each school.
  2. They help students with the college search and are not just interested in brand name schools, but want to find colleges that fit your student’s academic, personal and financial needs.
  3. They do not have an emotional attachment to your child and this allows them to provide unbiased, professional advice.
  4. They get to know students on a personal basis which enables them to help students become stronger college applicants.
  5. They help provide direction for students on their applications and essays. This assures students that they are adhering to deadlines set by their high school and colleges.
  6. They assist students and families in finding schools that are affordable. They also provide information on financial aid and scholarships.
  7. They are not limited in the number of hours they can work with students. This allows them to be available when students need them, with the answers they need.
  8. They want to help students find colleges that are committed to seeing their students graduate in four years, rather than the usual five, six or more. This can save parents a considerable amount of money.
  9. They are members of professional organizations like the National Association for College Admission Counseling (NACAC), Higher Education Consultants Association (HECA) and Independent Educational Consultants (IECA). College admission consultants attend state and national conferences to continue their professional development.

Most college admission consultants charge affordable fees and are very generous with their time. Many families believe that hiring an independent educational consultant is the best investment they have made.

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Understanding the Financial Aid Process

December 11, 2013

Most students are beginning to wrap up the college application process.  They have spent months getting good teacher recommendations, taking the SAT and ACT, visiting schools, perfecting college admission essays, and refining their college lists.  Many are glad that they are almost done.  But are they?  Not really.  Now is the time for students to explore Imagecollege scholarships and prepare essays for those that are applicable.  Their parents need to get busy on the FAFSA in order to apply for financial aid.  This is an online form that must be submitted in order for students to have any chance to receive financial aid.

Applying for financial aid can seem like a very complicated process.  The ultimate guide to financial aid is a great source of information that will help you each step of the way.  Confusing terms are explained and reading it will make the financial aid process go more smoothly.

http://www.collegexpress.com/articles-and-advice/financial-aid/articles/applying-financial-aid/ultimate-financial-aid-handbook/

Student Loans 101

November 27, 2012

Student Loans 101.

Paying for college is an overwhelming concern for families with students heading to college.  First, every parent needs to fill out the FAFSA online.  This can be submitted anytime after January 1, 2013.  If you have a student who is applying to private colleges or universities, you should also fill out the CSS form.  Financial aid is a combination of  scholarships, grants, work-study and loans.  Families need to know the best loans available if they need additional help with college expenses.

How to Pay for College: Sharing the Responsibility

May 8, 2012

Paying for college is a daunting task for parents and students alike.  Every year college tuition at most schools continues to increase.  Tuition does not cover all of the expenses; you must also include room and board, meal plans, books, transportation, etc.    Everything you read states the one obvious fact:  College is expensive.  Parents should always apply for financial aid by filling out the FAFSA online, even if you think you will not qualify.  Sometimes you are pleasantly surprised.  Students should apply for any scholarships for which they meet the minimum requirements.  Both parents and students need to be resourceful in finding ways to pay for college.  Sharing the responsibility for college expenses can be a positive experience for students.  It also makes them have a vested interest in their education.  Read the following article to find out more.  http://www.golocalprov.com/lifestyle/college-admissions-why-every-child-should-help-pay-for-college/

http://www.collegedirection.org

10 Ways to Help You Pay for College

March 1, 2012

What parents aren’t shocked when they look at the sticker price at most colleges and universities?  College is the biggest investment most families will make with the exception of buying a house.  What can you do to make paying for college a little less painful?

1.  Fill out the FAFSA form whether you think you qualify for financial aid or not.

2.  Wait until you receive your financial aid package from a college to compare it to other schools.  Negotiate with a college to get the best deal.

3.  Encourage your child to apply for scholarships from colleges, local organizations, and your workplace or for a specific college major.

4.  Have your child start looking for a summer job and use those earnings toward college expenses.

5.  Compare the dorms where your child will be attending college and choose the one that is the most reasonable.

6.  Check out the meal plans where your child will be attending college and select the one that meets your child’s eating habits.

7.  As soon as class schedules are available, have your child try to buy textbooks online or at least used from the college bookstore.

8.  Have your child get a part-time job either through work-study or in the community.

9.  Look at both public and private schools and consider those that are committed to seeing your student graduate in four years.

10.If you child needs to fly to college, stick with one airline and make your reservations as far ahead as possible.

Financial Aid for College: Why Most Families Need to Apply

February 9, 2012

Most families are overwhelmed with the thought of paying for college.  They find the financial aid process confusing and some don’t even bother to apply.  Parents need to be encouraged to fill out the FAFSA form, and the CSS if applicable, even if they think they make too much money to qualify for financial aid.  Families with college-bound students need to understand the fundamentals of applying for financial aid.  There are so many myths surrounding the financial aid process and they need to be demystified.  Parents need to understand that a financial aid package consists of a combination of loans, scholarships and grants, and work-study programs.  Private scholarships are available, but they usually make up a very small percentage of money for college.  Helping students find schools that are affordable is not always as difficult as it may seem.  Some colleges are definitely more generous with financial aid and merit scholarships.  Click on the following link to clarify some of the misinformation about financial aid. http://wildammo.com/2011/10/19/8-myths-about-financial-aid-infographic/

FAFSA: First Step to Take for Financial Aid

January 12, 2012

FAFSA: First Step to Take for Financial Aid

FAFSA, which stands for Free Application for Federal Student Aid, is an online form which determines which students are eligible for federal financial assistance. No one should be intimidated by the FAFSA form and everyone who feels they might qualify for federal, state, or institutional grants or loans should definitely apply.

Applying for financial aid is not as overwhelming as it used to be, but it does require time and accurate answers to allow the government to determine what your Expected Family Contribution toward college will be. This is known as your EFC. The FAFSA form is filled out by the parents of prospective and continuing students on an annual basis. There are about 130 questions on the online form. They are both personal and financial. Paying for college is one of the biggest concerns parents have today. Last year more than 80% of the parents who had students applying or returning to college filled out the FAFSA form. You have nothing to lose by filling out the free form and some families are pleasantly surprised that they actually qualify for at least some financial assistance. Every little bit helps